9 fascinating place in Indonesia

Ambon - Kepulauan Maluku, Indonesia 

This is Liang beach, ambon the place i born, i live 14 years here. :D good place yeahh. 

i Live in ambon since i was born. and in 1999 , riot happen in Ambon, so me and my family move to bali.

Ambon is a really good place to live, the beach is so beautiful, a little bit like Maldive :D. Only in ambon there are no luxury like maldive. there are no hilton hotel, The biggest hotel in ambon i know is from Aston Hotel Natsepa. 

me and my wife , We was try to ate there, and the service relatively less compared with the quality of real aston. 

Overall, Ambon is a beautiful island. With bad infrastructur. but If you are Real traveller, Ambon is a Must 

Traditional Ambonesse smoke Tuna - Local Food

Above is a picture of a lady selling the "IKAN CAKALANG ASAR" mean Smoke tuna fish (ambonnese say Cakalang").  A kink of local food , sell in GALALA. If you go to ambon and want to try the local food, Ikan cakalang asar, is a must. 

You can find in Galala Area. Just $3-$5 / piece , for 2 people. 

AGAIN!!! BEACH!!! in AMBON

Pantai Panjang Beach, Ambon

Lembongan island, Bali, just 1 hour speed boat from sanur beach, bali. i live in bali for 6 years

Ceningan Island

Just like Sister island to Lembongan island, we go here by motorcycle trought little yellow bridge.. OMG i want to go here again and again, so breathtaking...

Tidung Island, just 2 Hourd from Jakarta, The capital city of Indonesia.

Tidung island with my wife

And this is my extra ordinary home.. 

all in Indonesia !!

Never Use Insurance

Insurance

Funny things about insurance is, we buy it and hope we never use it. Nobody want to sick , everybody know that sickness is something inevitable. So people buy insurance, and hopefully, never use it. 
Nowdays 

This time, the cost of treatment is very high. Without health insurance, a person could spend a very great when experiencing sickness. So the health insurance become indispensable.

Sometimes people criticize how rich the insurance industry, and how the glamor lifestyle of the agent and the top brass. How great of commission generated. However, when insurance is needed, they, critics would shut up.

Insurance Business Got Very Rich

The reason why insurance business make it people and industry rich is simple, the insurance product buyer, will try so hard to not use the insurance. Example, the car owner, buy the best car insurance , the best injury insurance, and Always safety driving.

Because to survive, to life instinct our DNA. Its in our blood :D

TOP 10 Biggests Insurance by Revenue

According to revenue (in million US Dollar) , there are 10 biggest insurance in the world, source : www.iii.org

Rank	Company	Revenues	Country	Industry
1	Berkshire Hathaway	$194,673	U.S.	Property/casualty
2	AXA	161,173	France	Life/health
3	Allianz	136,846	Germany	Property/casualty
4	Japan Post Holdings	129,686 (2)	Japan	Life/health
5	Assicurazioni Generali	118,871	Italy	Life/health
6	Prudential plc	98,976	U.K.	Life/health
7	China Life Insurance	87,249	China	Life/health
8	Ping An Insurance	86,021	China	Life/health
9	Legal & General Group	84,805	U.K.	Life/health
10	Munich Re	81,685	Germany	Property/casualty

I just see the data above, and know that Berkshire Hathaway is the biggest insurance company in the world. Berkshire name is so identical with warren buffet. A legendary investor this time. 

Also Shocking, 2 or 10 biggest insurance is came from china, China Life Insurance and Ping An Insurance. 

May this information is usefull for you, 

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XOM, CVT, McD Chart Comparison

Well, i try to compare betweet Exxon (XOM), Chevron (CVT) and McDonald (MCD). This year Oil company stock fall because the oil price fall. Meanwhile as you can see at the chart below, McD price share is rising.

And in my opinion, Oil price fall, giving benefit for majority of US company as Utility cost down. And alse help US control the inflation.. BULLISH FOR US COnsumer Stock

AAPL 18/8/2015

AAPL Stock is now downtrend, below MA50, and AAPl forming lower low and lower high pattern. in this position, AAPL is on downtrend resistance, that signaling further losses, Short On 117, Take profit 112

Gold Analysis 18/8/2015

Gold is in a position to determine, if it can be breaks in 1130, it is likely to further strengthen. Conversely, if back down in 1100, will weaken. Since China cut the yuan, gold gives way to a bullish reversal signal.

Oversupply World - Currency War

OIL price down, Venezuela Collapse

Why Cut Loss is Necessary

GOOG, BBRY, FB, GS, TWTR 17/8/2015

FB Share price continue strengthened, 

Target for short term = $100, buy on break 95, target $100

Cut loss $93

Goldman Sachs  / GS Share is now below MA50, sign for a frurther weaken. For now, there are trading range in 199-206,Buy on low, sell on strength

Unlike Facebook / FB that strengthened, TWTR price now is below IPO. 

BBRY Share price on a weakening trend.  

Short if break $7..

After a year of sideway, now GOOG share price is on long term uptrend, and short term sideway, long on break $680

Do you have another stock pick or question :? write it down on comment box :)

AMZN Stock , BUllish, Suprisingly Earning

AMZN Stock is bullish, above MA50 . AMZN Earning lately, always make a Suprise

FACEBOOK / FB - Evolving Tech Company

Do you agree ? wthat do you think about FB ? Write it at the comment below :)

GOOG Stock 17/8/2015

GOOG Share price forming double top pattern . Resistence at 680

BUY / LONG ON BREAK 680, Target 685-690, STOP LOSS 675

SHORT ON BREAK 620

SIDEWAY TRADING RANGE 620-680

AAPL And Yuan

Yuan Trimmed

This week China 3x lower the value of Yuan, 

Tuesday, August 11 Yuan value trimmed 2%, 

Wednesday, August 12 yuan trimmed 1.6%, 

and Thursday, August 13th the value of the yuan again , Trimmed 1%. 

This is actually a currency war. And the biggest impact in China is iPhone price inflation . This may sound funny, but this is the easiest way to explain how the currency war takes place. and how it impacts the stocks in other countries.

The above is a chart of AAPL where since the beginning of 2015 the US dollar continued to strengthen against all world currencies. So what happens is the price of the iPhone is valued in USD, will become increasingly expensive.

Illustration

IPhone6 price is $ 1000

Yuan exchange rate of Y 6.2 / USD -> 1 iPhone6 Y. 6,200

Afther yuan devaluation, 1 USD is equal 6.4 / USD

So i Iphone6 is equal to 6,400 Yuan , Price in Yuan increase,

while Chinesse wages do not increase. 

So iphone sales in china, threatened down

Nowadays China is one of the largest markets iphone, devaluation of the yuan has a huge impact on the stock AAPL. And not just for AAPL, but for every Companies that sell goods to china.

27 Stock Market Wisdom Quote

Never Test the depth of river with both Feet

- Warren buffet

The biggest risk is not taking any risk - Mark Zuckerberg

If you are not willing to risk the unusual, 

you have to settle for the ordinary - Jim Rohn

Money and success dont change people 

they merely amplify what is already there - Will Smith 

I really agree this. in this life, sometime, i just regrest something i never do, from the mistake i make, i rarely regret

TRUE, when i know that i am cannot be perfect. i feel peace.

just turn back when i know i am wrong.

for stock market people, market is un predictable

my friend say , her job in oil and gas comnpany and trader is "selling dream" job

like that

i dont really understand

Be carefull

TRUE< investor everytime do the same mistake

Risk management quote

SAVE then spend 

Reputation is very expensive, and fragile

Education, can reduce risk

TRUE, good apple sometime better that a discounted apple

ride the trend

money can buy many thing, but not everything

warren buffet quote

multiple income is important, especially in inflation era

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